The problem of financing, has been the development of domestic small and medium-sized enterprises shackles, the Internet has become many small and medium-sized enterprises financing channels at the same time, with the advance of interest rate market, the scale of loan spreads gradually reduced, commercial banks started to supply chain finance as an important direction of business development. Supply chain finance model is the essence of the supply chain of the core enterprise and its related upstream and downstream supporting enterprises as a whole, in order to rely on the industry chain, the financial services in the whole supply chain spread.
In recent years, the supply chain of real transaction background is based on supply chain finance has got rapid development, according to the foreign research institutions Demica statistics, from 2011 to 2013, the business of Supply Chain Finance International Bank's annual growth rate of about 30% to 40%, before 2020, the supply chain finance business the annual growth rate it will not be less than 10%. In our country, the development of supply chain finance is also very rapid, according to prospective industry research institute supply chain finance industry report data show that by 2020, China's supply chain finance market size of up to 14 trillion and 980 billion yuan. Thus, the supply chain finance has become an important trend in the development of enterprise reform at present.